Terms of Use

Introduction

Welcome to Top10CHB website – www.top10chb.com. These Terms of Use (“Terms of Use”) apply to the Site, and all of its divisions, subsidiaries, and affiliate operated Internet sites, which reference these Terms of Use. This website is owned and operated by WDM Web Design LTD. (WDM) Throughout the site, the terms (“Top10CHB”, “us”, “we”, or “our”) offers websites that compares several companies in the chargeback industry and receives compensation for generated leads through this website www.top10chb.com (the “Service”.)

These Terms of Service (“Terms”) are provided to guide your use of and relationship with our Site, web pages, platforms, applications and services. In these Terms, you may be addressed as “you”, “your” or “User”. The rules that follow are important and form part of the Terms and Conditions of Service (“Terms”). If you don’t agree with these rules or any other portion of the Terms, please don’t use the Service.

WDM offers this website, including all information regarding online websites that compares several companies in the chargeback industry and receives compensation for generated leads, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here. The company is registered in Israel having its registered office at Zabotinsky 155, Ramat Gan, Israel, 5211401

Any information made available through our Site and Services is not intended to substitute for professional advice. All content and information provided are for general information purposes only. Top10CHB does not endorse any specific companies in the chargeback industry nor the services they offer to users in each individual case. It is recommended that you verify any information obtained from or through our Site with other sources and review all information related to your case with the chargeback companies themselves.

Our Services aim to equip you with information, sources, and avenues to assist in your selection of a provider that may help with your chargeback case. You acknowledge that Top10CHB: (A) does not direct or employ any provider/service/chargeback company; (B) is not liable for the performance or conduct of any provider/service/chargeback company; (C) does not guarantee the quality or safety of services provided by any chargeback company, the qualifications, or background of any chargeback company provider for your individual case; (D) is not responsible for payment for services provided by you to any provider/service/chargeback company. It is advisable to exercise caution and conduct your own due diligence before engaging with any provider through Our Services.

Modification of the terms

We reserve the right, at our discretion, to change these Terms at any time. Such change will be effective on publication of the revised Terms on the Site, and your continued use of the Site thereafter means that you accept those changes.

Acceptance of Terms

You understand that by using Services, you are agreeing to be bound by these Terms, including any and all of your warranties and representations contained herein. If you do not accept these Terms in their entirety, you may not access or use the Services. If you agree to these Terms on behalf of an entity, you represent and warrant that you have the authority to bind that entity to these Terms. In that event, "you" and "your" will refer and apply to that entity.

Definitions of Terms

"Content" means any text, graphic, image, audio, video, software, data compilation, and any other form of information capable of being stored in a computer that appears on, or forms part of this website;

"Services" means collectively any online facilities, tools, services or information that WDM makes available through the website either now or in the future;

"System" means any online communications infrastructure that WDM makes available through the website either now or in the future. This includes, but is not limited to, web-based email, message boards, live chat facilities and email links;

"user" or "users" means any third party that accesses the website and is not employed by WDM and acting in the course of their employment;

"Website" means the website that you are currently using (www.top10chb.com) and any sub-domains of this site (e.g. blog.top10chb.com) unless expressly excluded by their own terms and conditions

"Advertiser" means any User that uses the Services to purchase our products.

"Intellectual Property Rights" means, any and all right, title, and interest of every kind whatsoever, whether now known or unknown, in and to patents, trade secret rights, copyrights, trademarks, service marks, trade dress and similar rights of any type under the laws of any governmental authority, including, without limitation, all applications and registrations relating to the foregoing.

"Privacy Policy" means "Top10CHB" or WDM policy regarding privacy, which also governs your use of the Services and is incorporated herein by reference. The current version is available on our website.

"Protected Content" means all non-User Generated Content included as part of the Services, including, but not limited to, text, graphics, logos, images, as well as the compilation thereof, the look and feel of the Services, including, without limitation, the text, graphics, code, and other materials contained therein.

"Terms of Service" or ("Terms") means any and all terms, conditions, obligations, covenants, representations, and warranties contained herein.

Description of Top10CHB

Users Obligations

Top10CHB rate and compare companies and offer the users 2 ways of contacting the companies

a. The users fill out their information on our website and that information is forwarded to the specific company the user chooses

b. In some cases, based on the user’s description of their specific case, we might forward the user’s information to a different company. Our website displays our ratings of the Top 10 companies in the industry, but we work with more than 10 companies and might decide to forward the information to a more relevant company. (This is mostly relevant for non-English speakers, whos’ cases we might forward to specific companies that work in their geographies)

c. The users are redirected to the company’s website, and leave their information directly with the company (or contact the company via chat or phone)

Informational Purposes Only

The Site provides information on the chargeback industry and compares several companies. The information provided on the Site is for informational purposes only and is not intended to provide legal advice, financial advice or any other advice or guidance. The Site is not responsible for any decisions you make based on the information provided on the Site. It is advisable to exercise caution and conduct your own due diligence before engaging with any provider through Our Services

PROHIBITED ACTIVITIES

The following activities are prohibited on the Top10CHB website:

1. Using the Top10CHB website for any illegal or unauthorized purpose, including but not limited to infringing any intellectual property rights or other rights of any person or entity.
2. Posting or transmitting any content that is illegal, fraudulent, threatening, abusive, libelous, defamatory, obscene, pornographic, profane, or otherwise objectionable.
3. Posting or transmitting any material that contains viruses, Trojan horses, worms, time bombs, cancelbots, or any other harmful or deleterious software or code.
4. Engaging in any activities that would damage, disable, overburden or impair the Top10CHB marketplace or its servers or networks.
5. Attempting to gain unauthorized access to the Top10CHB site or any other accounts, computer systems, or networks connected to the Top10CHB marketplace, through hacking, password mining, or any other means.
6. Using any robot, spider, scraper, or other automated means to access the Top10CHB site for any purpose without our express written permission.
7. Using the Top10CHB site marketplace to engage in any spamming or other unsolicited communications.
8. Using the Top10CHB site to engage in any fraudulent or deceptive activities.
9. Falsifying or omitting information when registering for an account on the Top10CHB site.

We reserve the right to terminate your access to the Top10CHB site and/or take legal action if you engage in any of the above-prohibited activities.

Any person found to be in violation of these terms of use will be immediately banned from the Top10CHB site.

Third Party Links

Our Services may contain links to third party websites not under our ownership or control. We are not responsible or liable for the content, privacy policies, or practices of any third-party websites and you relieve WDM from any and all liability arising from your use of a third-party website.

Compensation

The Site receives compensation for generating leads for the companies listed on the Site. This compensation may impact how and where the companies appear on the Site. The Site may also receive compensation for clicks, purchases or other actions taken by users on the companies’ websites.

Information Collection

Some users leave their information on the Site and the Site forwards it to the brands the users chose. The Site does not collect any personal information from users who are redirected to brand websites.

Reviews and feedback

The Site relies on the reviews it receives from actual clients to provide an unbiased evaluation of the chargeback industry. The Site interviews and receives reviews from over 5,000 individuals worldwide. The Site does its best to extract as much information as possible from the clients and its extensive research to provide users with accurate and unbiased reviews.

Trademarks and Intellectual Property

Top10CHB and all related names, logos, service names, designs and slogans are trademarks of WDM or its affiliates or licensors. You may not use these marks without our written permission. All other names, logos, service names, designs and slogans on this website are the trademarks of their respective owners. This website and its features, functionality (Content, trademarks, service marks and logos) are owned by, or if not owned licensed to, WDM and are subject to copyright, trademark, patent, trade-secret and other intellectual property or proprietary rights under the law. You may only use these as directed, to the extent directed. If you have any questions, please contact us.

Reliance on Information Posted and No Professional Advice

We do not warrant the accuracy or completeness of information on the website. Your reliance is strictly at your own risk. All statements and/or opinions expressed in third party materials are the opinions and responsibility of the person or entity providing them. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by third parties. And WE ARE NOT RESPONSIBLE FOR ITEMS LOST, DAMAGED OR NOT AS REPRESENTED IN A LISTING.

Permissions and Restrictions

You have our permission to use Services as outlined in these Terms provided that:

• You agree not to alter or modify any part of a Service or any copyright, trademark or other proprietary notices appearing in a Service.
• You agree not to use a Service for commercial uses unless you obtain our prior written approval.
• You agree not to use, or launch, an automated system that sends more request messages to our servers in a given period of time than a human can reasonably produce in the same period by using a conventional on-line web browser. This includes, but isn’t limited to, "robots," "spiders," or "offline readers."
• You agree not to collect or harvest any personally identifiable information from the Service (e.g., account names from comments or email) or to use a Service’s Content or communication systems for solicitation purposes.
• You don’t introduce viruses, trojan horses, worms, logic bombs or other material that is malicious or technologically harmful. And you do not attempt to gain unauthorised access to, interfere with, damage or disrupt any parts of this website, the server on which the website is stored, or any server, computer or database connected to the website.
• You don’t engage in any other conduct that restricts or inhibits anyone's use or enjoyment of our Services, or which, as determined by us, may harm us or users of our Services.

Copyrights and Copyright Agent.

If you believe your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have otherwise been violated, please provide a notice containing all of the following information to our Copyright Agent:

• An electronic or physical signature of the person authorised to act on behalf of the owner of the copyright or other intellectual property interest;
• A description of the copyrighted work that you claim has been infringed;
• A description of where the material that you claim is infringing is located on the Site;
• Your address, telephone number, and e-mail address;
• A statement by you that you have a good faith belief that the disputed use is not authorised by the copyright owner, its agent, or the law; and
• A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorised to act on the copyright owner’s behalf.

Our Copyright Agent for Notice of claims of copyright infringement on the Site is [name of agent for notice], who can be reached as follows:

By E-mail: info@top10chb.com

Your Content and Conduct

This website may contain message boards, profiles, forums, bulletin boards and other interactive features (collectively, "Interactive Services") that allow users to post, submit, publish, display or transmit (hereinafter, "post") listings, messages, pictures, text, or content (collectively, "Content") on or through the website.

You solely are responsible for the Content you post, along with the consequences of submitting and publishing Content. You represent and warrant (promise) you own all rights, consents, and permissions to post Content you submit; and if you don’t own these rights that you’ve obtained them from the legal owner.

You hereby give WDM a worldwide, non-exclusive, royalty-free, sub-licensable and transferable license to use, reproduce, distribute, modify, prepare derivative works of, display and perform your Content in connection with this website and/or WDM. You also grant each user of the Service a non-exclusive license to access your Content.

To be clear, the license you’ve agreed to above does not transfer ownership. It allows us to do things like highlight your listing on our homepage, promote the website and its Services, repurpose part or all of the Service in other media formats and otherwise carry out business in a way that allows users to benefit from being a part of our site.

By connecting a Service with a third-party service, like a social media service, you give us permission to access and use your information from that service as permitted by that service, and to store your log-in credentials from that service.

You may not use Interactive Services for (or post Content or other material that):

• is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory or otherwise objectionable, promotes sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation or age,
• infringes any patent, trademark, trade secret, copyright or other intellectual property or other rights of any other person,
• violates the legal rights of others, contains material that could give rise to any civil or criminal liability or that otherwise conflicts with these Terms or our Privacy Policy,
• violates applicable local, national, or international laws and regulations,
• is likely to deceive any person,
• promotes any illegal activity, or advocates, promotes or assists in any unlawful act,
• causes annoyance, inconvenience or needless anxiety or likely to upset, embarrass, alarm or annoy any other person,
• impersonates any person, or misrepresents your identity or affiliation with any person or organization,
• involves (or includes a link to) commercial activities or sales, such as contests, sweepstakes or other sales promotions, barter or advertising, or
• gives the impression that it comes from or is endorsed by us or any other person or entity, if this is not the case.

We may disclose information about you to a third party who claims Content you post violates their rights, including intellectual property rights or privacy rights. We may also take legal action, including without limitation referring you to law enforcement, for any illegal or unauthorised use of the website. You understand we will fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through our Services.

Termination of use

Please note, use of our Services does not give users a continued right to use or have access to such Services. We want everyone to enjoy their experience, and consequently we reserve the right to terminate a user’s access to a Service, including a user’s account, if the user: (1) engages in predatory, bullying or unlawful behavior, (2) violates these Terms, (3) infringes on the intellectual property rights of others, or (4) infringes on the privacy rights of others. This includes the ability to remove a post that we believe is in violation of these Terms.

Warranty Disclaimer

YOU AGREE YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WDM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE OF THE SERVICES. WDM ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, OMISSIONS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE (OF ANY NATURE) RESULTING FROM YOUR ACCESS TO OR USE OF OUR SERVICES, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED ON THEM, (IV) ANY INTERRUPTION OF OUR SERVICES, OR (IV) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SERVICES BY ANY THIRD PARTY. WDM DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY ITEM LISTED, ANY SERVICES FEATURED IN ANY BANNER OR OTHER ADVERTISING. WDM WILL NOT BE A PARTY TO, OR IN ANY WAY BE RESPONSIBLE FOR MONITORING, ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES SO PLEASE USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.

Limitation of Liability

IN NO EVENT WILL WDM BE LIABLE TO YOU FOR DAMAGES (THIS INCLUDES DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES) RESULTING FROM (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE RESULTING FROM ACCESS TO OR USE OF SERVICES, (III) UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OF OUR SERVICES, (IV) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SERVICES BY ANY THIRD PARTY, AND/OR (V) ANY ERRORS, OMISSIONS, INACCURACIES OR MISTAKES IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND THAT RESULTS FROM YOUR USE OF ANY CONTENT MADE AVAILABLE VIA THE SERVICES. THIS LIMITATION APPLIES WHETHER OR NOT A CLAIM IS BASED ON A THEORY OF WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT THE COMPANY IS AWARE SUCH DAMAGES ARE POSSIBLE. HOWEVER, THE FOREGOING LIMITATION APPLIES ONLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION. ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, THE CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

Indemnity

To the extent permitted by applicable law, you agree to defend, indemnify and hold harmless Top10CHB or WDM its owners, operators, affiliates, and each of its or their directors, employees, licensors, licensees, service providers, successors, permitted assignees and agents (individually and collectively “Top10CHB Group”) from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising or resulting from: (i) your use of and access to a Service; (ii) your violation of these Terms; (iii) your violation of any third party right, including without limitation any intellectual property right or privacy right; or (iv) any claim that your Content caused damage to a third party. To be clear, this obligation to indemnify, defend and hold us harmless will survive these Terms and your use of the applicable Service(s).

Arbitration

In the event the parties are not able to resolve any Dispute between them arising out of or concerning these Terms, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such Dispute must be resolved solely by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the Israel Arbitration Association, in a location mutually agreed upon by the parties.

Severability

In the event that any provision of these Terms is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms, such determination shall not affect the validity and enforceability of any other remaining provisions.

Miscellaneous

You agree that no joint venture, partnership, employment, or agency relationship exists between you and WDM as a result of these Terms or use of the Services.

WDM performance of the obligations described herein is subject to existing laws and legal process, and nothing contained in these Terms is in derogation of WDM right to comply with governmental, мне чет этот прcourt and law enforcement requests or requirements relating to your use of the Services or information provided to or gathered by WDM with respect to such use.

These Terms are non-transferable, and you may not assign your rights and obligations under these Terms without the express written consent of WDM

Governing Law and Jurisdiction

The Site shall be governed by the laws of the Israel and European Union, including federal copyright and trademark laws, and the laws of the state of Israel applicable to contracts entered into and to be wholly performed therein without regard to conflict of laws or choice of law principles. By visiting and using the Site, you consent to the jurisdiction of the courts presiding in the state of

Israel and you agree to accept service of process by mail. Any action based on a breach of any provision of these Terms & Conditions shall be brought exclusively in the federal or local courts presiding in Israel. You hereby waive any and all jurisdictional and venue defenses that might otherwise be available

Assignment

These Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you but may be assigned by us without restriction. Any attempt by you to assign that is not consented to will be considered null and void.

Fraud Protection. We may screen purchases or listings for fraud or other types of unauthorized or illegal activity. We reserve the right to refuse to process an order due to suspected fraud or unauthorized or illegal activity. If we suspect fraudulent, unauthorized or illegal activity, we may reject the order or we may contact you at the phone number or email address you provided to confirm. We also reserve the right to cancel any accounts due to suspected fraud or unauthorized or illegal activity. We take these measures to protect our customers as well as ourselves from fraud or other unauthorized or illegal activity.

Complaints, Feedbacks or Comments

Please contact us at info@top10chb.com and we will always use reasonable effort to look any and all issues dispassionately and in timely manner.