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<p>An unregistered broker-dealer is someone who sells stocks or other assets, such as Forex, without being registered with and governed by local securities authorities. As these unlicensed broker-dealers are not subject to many of the laws and regulations that protect investors from fraud, there are many scammers who operate as unregistered brokers.</p>
<p><strong><img src="https://media.top10chb.com/media/213/Screenshot-2022-05-30-at-16.57.20-(1).png" alt="" width="623" height="416" /></strong></p>
<h2>Is an Unregistered Broker-Dealer Always a Scam?</h2>
<p>There are some legitimate broker-dealers who provide unregistered offerings as a way to raise private funds from investors. These unregistered offerings are also known as private placements.</p>
<p>&nbsp;</p>
<p>However, these types of legit unregistered brokers are highly unlikely to contact the average investor. If an unregistered broker-dealer reaches out to you unsolicited and offers you some type of investment opportunity, it is HIGHLY likely to be a scam.</p>
<p>&nbsp;</p>
<p>To sum up, not all unregistered brokers are scammers, but many scammers pose as unregistered brokers. As an individual investor, you should never purchase stocks, Forex, cryptocurrency, binary options, or any other investment assets through an unregistered broker.</p>
<p>&nbsp;</p>
<p>Fraudsters frequently pose as unregistered stock brokers, investment advisors, investment bankers, and other financial professionals to gain your trust and defraud you of your funds.</p>
<p>What Are the Red Flags Linked with Unregistered Brokers?</p>
<h3>They May Claim High Return on Investment with No Risk</h3>
<p>Most unlicensed broker-dealer scammers have this in common, no matter what type of investment scam they are running: they claim that they can guarantee you extremely high returns in a short amount of time, with no risk of failure.</p>
<p>&nbsp;</p>
<p>The fact of the matter is that there is no such thing as a risk-free investment. Even the most stable stocks can experience sudden drops, and no real financial professional will tell you otherwise.</p>
<p>&nbsp;</p>
<p>Because of this, always be skeptical of anyone who is claiming that they can make you large sums of money, guaranteed and risk free. If you send such an individual money to &ldquo;invest,&rdquo; chances are they will just disappear and you&rsquo;ll never get a dime back. Or, they might send you some small returns to start with to try and trick you into investing even more, before disappearing forever.</p>
<h3>They May Use Strong and/or Aggressive Sales Tactics</h3>
<p>Scammers typically rely on pressuring their victims into making bad investments without taking the time to really think about them. They claim to have &ldquo;once-in-a-lifetime&rdquo; opportunities, or say things like &ldquo;everyone is buying it,&rdquo; in order to make you feel like you can&rsquo;t miss out on an investment offer.</p>
<p>&nbsp;</p>
<p>How do these unregistered scam brokers contact you, you ask? Well, it&rsquo;s becoming more and more common that they post sponsored ads on Instagram and other social media networks to reel their prey in. They may also reach out to you via cold calling, emailing, or messaging.</p>
<p>&nbsp;</p>
<p>The bottom line is that registered, legitimate brokers don&rsquo;t need to use these types of high-pressure sales tactics to get clients. So, if someone reaches out to you out of the blue and starts aggressively trying to sell you some investment opportunity, cease contact with them and block them immediately.</p>
<h3>They May Not Be Properly Licensed</h3>
<p>This goes without saying: if a broker is unregistered, they don&rsquo;t have the proper licenses to legally sell you investments in your area.</p>
<p>&nbsp;</p>
<p>Most investment scammers operate offshores and use complex tech networks to evade authorities. They also target victims in many different countries, so there&rsquo;s no way they could have the proper licensing to operate in so many different places.</p>
<p>&nbsp;</p>
<p>To avoid getting scammed by an unregistered broker-dealer, always work with a licensed and registered broker in your area, and preferably with one who has a physical office you can go into at any time.</p>
<h3>They May Not Ask You About Your Net Worth or Income</h3>
<p>Real investment professionals should always ask you about your net worth and income in order to get an idea of what types of investments would work best for you.</p>
<p>&nbsp;</p>
<p>Scammers don&rsquo;t care how much you have or how much you make &mdash; they&rsquo;ll take whatever they can get off of you.</p>
<p>&nbsp;</p>
<p><img src="https://media.top10chb.com/media/214/Screenshot-2022-05-30-at-16.57.32-(1).png" alt="" width="617" height="410" /></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>So, if a broker is ever trying to sell you something without discussing your personal financial situation, it&rsquo;s another red flag that&rsquo;s often associated with unlicensed brokers.</p>
<h3>They May Avoid Putting Everything in Writing</h3>
<p>Naturally, scammers want to leave as little evidence as possible. So, unregistered brokers who are operating scams usually avoid putting anything legal into writing. They may do this by sending you messages via Telegram, WhatsApp, or other encrypted messaging services, or by trying to make deals verbally over the phone or from a burner (fake) email address.&nbsp;</p>
<p>&nbsp;</p>
<p>Alternatively, some scammers might try to make offers seem legitimate by providing fake contracts. These are often full of spelling mistakes, grammatical errors, and other problems that make them illegitimate. If you see these types of mistakes in communications or contracts, they are also red flags of a scam.</p>
<h3>They May Offer Unsolicited Investment Offers</h3>
<p>Unregistered scam brokers almost always contact you without you soliciting any information from you. As we&rsquo;ve touched on already, this might be through telemarketing, email marketing, social media, or messaging apps.</p>
<p>&nbsp;</p>
<p>Be extremely wary of any unsolicited investment offers you receive. Real, registered broker-dealers rely on word of mouth, references, and reputation to gain the majority of their clients, so they have no reason to be texting or calling you to try and get your business.</p>
<h2>All of These Red Flags May Lead To Being Scammed</h2>
<p>If you see any of the above red flags in connection with an unregistered broker, do not send them any money to invest. In fact, the safest option is to not work with unregistered brokers at all &mdash; there simply isn&rsquo;t any need to, and the risk is too high.</p>
<p>&nbsp;</p>
<p>As an individual investor, there are plenty of legitimate platforms and brokers you can invest through, which are registered and regulated in your country. There are legal protections in place to ensure your investments are fairly made through registered broker-dealers.</p>
<p>&nbsp;</p>
<p>However, even if you are careful, it&rsquo;s still possible to get scammed by shady brokers or financial professionals. If this happens to you, don&rsquo;t worry, you may still be able to get some or all of your money back by working with one of the <a href="https://top10chb.com/">Top 10 Chargeback companies</a> out there.</p>
<p>&nbsp;</p>
<p>How a Chargeback Can Help You Recover Your Lost Funds</p>
<p>Chargeback companies are composed of financial professionals and cyber crime experts who are well-versed in dealing with unregistered broker scams. These fund recovery specialists will review the evidence in your case and choose the appropriate method to retrieve your stolen funds.</p>
<p>&nbsp;</p>
<p>For example, they may be able to help you process a chargeback through your bank or credit card provider, which can reverse any fraudulent charges made to your credit or debit cards. If a chargeback isn&rsquo;t viable, a chargeback company&rsquo;s fund recovery experts have other tactics they can use to track down and pressure scammers into giving your money back.</p>
<p>&nbsp;</p>
<p>If you&rsquo;ve been the victim of an investment scam, don&rsquo;t wait any longer to call a chargeback company. Contact one of the top reputable chargeback companies today to start reviewing your case ASAP for the best odds of a favorable outcome.</p>

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Unregistered broker-dealers do not necessarily mean they are a scam. But they come with added risks that could lead to being scammed. Find out here.

Does An Unregistered Broker Mean They Are A Scam? | Top10

Does an Unregistered Broker Mean They Are a Scam?

<p>Brokerage fraud is all too common in the world of investing, which is why you should always perform a brokerage check before you trust your money with any type of investment broker.&nbsp;</p>
<p>Whether you&rsquo;re looking for a forex broker, a stock broker, or any other financial broker, follow the steps in this guide to check the broker first and ensure they are providing legit trading services. We&rsquo;ll also cover what to do if you discover your broker is scamming you after you&rsquo;ve already paid them.</p>
<p><img src="https://media.top10chb.com/media/176/Screenshot-2022-04-29-at-09.43.02-min-(1).jpg" alt="" width="678" height="451" /></p>
<h2>Brokerage Fraud: a Shocking Real-World Example</h2>
<p>In early 2022, a 56-year-old California man pleaded guilty to stealing approximately $50 million from at least 70 victims over an 8-year period, from 2012 to 2020. How did he do this? By setting up fake brokerage websites and impersonating legitimate brokers, a tactic also known as spoofing.</p>
<p>The fake sites used names and logos of reputable brokerages, and even listed the FINRA or FDIC identification numbers of real broker-dealers and financial institutions.</p>
<p>Using these spoofing tactics, the man and his accomplices were able to gain the trust of unsuspecting investors and trick them into handing over funds by promising much higher than normal interest return rates on investments in certificates of deposit (CDs).</p>
<p>Of course, once they transferred money to the scammers, the victims never received a CD in return, and never got a dime of their money back. The scammers were able to hide their identities and the stolen money for years, until eventually getting caught.</p>
<p>Read on to find out how to know if a company is legit and avoid becoming a victim of a scenario like this one.</p>
<p>&nbsp;</p>
<h2>9 Steps for Checking if Your Brokerage Is Legit</h2>
<h3>1. Beware of Doing Business With Unsolicited Brokers</h3>
<p>If a broker cold contacts you, via phone, email, or social media, it may be a red flag that they are not legit. Reputable brokerages and financial institutions do not need to use cold contacting or high-pressure sales tactics to gain clients.</p>
<p><img src="https://media.top10chb.com/media/177/Screenshot-2022-04-29-at-10.01.36-(2).jpg" alt="" width="680" height="453" /></p>
<p>Another form of unsolicited contact to watch out for from scammers is an invitation to something like a free webinar or anything promising you a &ldquo;once in a lifetime opportunity&rdquo; or too-good-to-be-true returns on your investments. Fraudsters often use these types of communications to lure their victims in.</p>
<h3>2. Ask a Lot of Questions</h3>
<p>Working with a broker is like any other relationship: you want to make sure it is a good fit for both parties. Real brokers should be willing to have a conversation with you and be able to answer all the questions you have for them.</p>
<p>When you&rsquo;re doing a brokerage check, ask them lots of questions about what kinds of services they offer, what they specialize in, and what their experience is working with clients with similar experience levels to you. Also, ask them about their regulation status and their rates for fees and commissions. If a broker seems to avoid certain questions or gives unclear answers, it&rsquo;s a red flag.</p>
<h3>3. Read Forums and Online Reviews</h3>
<p>Always Google the name of a broker you&rsquo;re checking out, along with keywords like &ldquo;reviews&rdquo; and &ldquo;opinions.&rdquo; This will pull up any information on the web from people who have worked with them in the past. You can also add keywords like &ldquo;scam&rdquo; or &ldquo;complaint&rdquo; to see if they have been flagged for shady behavior in the past. If you see anything negative or concerning, look elsewhere for a broker.</p>
<h3>4. Do Your Research: Black Lists, State Securities Regulators + More</h3>
<p>Brokers that have been involved in illegal or unethical activities in the past often appear on black lists. Check these lists out to make sure the name of a broker you&rsquo;re considering working with isn&rsquo;t on any of them. One place to check broker black list status is <a href="https://top10chb.com/black-list/">Top 10 Chargeback&rsquo;s black list</a> of scam companies.</p>
<p>You should also check whether a broker is listed on state security regulator sites or other governing body websites for your local area. These sites list registration status of legitimate firms and also make public any information about past disciplinary action taken against financial companies.</p>
<h3>5. Check if Your Brokerage Is a SIPC Member</h3>
<p>This is one of the most important tips on how to find out if a company is legit. The SIPC is a not-for-profit organization that protects US investors by recovering their cash if a brokerage firm fails. When you&rsquo;re looking for a new broker to work with, check whether or not they are a member of the SIPC, which is a good indicator that they are trustworthy.</p>
<h3>6. Never Rush To Pay</h3>
<p>You should be 100% confident in your broker before you send them ANY money. This means don&rsquo;t rush to pay an initial deposit or fee of any type. If a broker is pressuring you to send them money right away, it&rsquo;s a sign that they could be running a scam.</p>
<h3>7. Check Your Statements Regularly</h3>
<p>Once you start working with a broker, never just assume that your investments are going as they said they would. Always examine your monthly account statements closely and look for any warning signs, such as returns that are far different from expected or surprise changes made to your investment portfolio.&nbsp;</p>
<p>If you see anything that looks out of place, ask your broker to provide a detailed explanation of what&rsquo;s going on. If you can&rsquo;t get a straight answer, or if anything is unclear, ask to talk to a higher-up person in the brokerage who can give you a better answer. If something still feels off, trust your gut and don&rsquo;t send any more money to the broker.</p>
<h3>8. If You Are Unsure, Withdraw Funds and Complain</h3>
<p>As soon as you feel like something is not right and don&rsquo;t feel confident in the broker you&rsquo;re working with any longer, immediately withdraw all your funds. You should also lodge a formal complaint with local governing bodies, including state security regulators, the SIPC, FINRA, and the SEC (in the United States). For other countries, look up the appropriate organizations to report brokerage issues to.</p>
<h3>9. If You Are Scammed, Contact a Chargeback Company</h3>
<p>In the unfortunate event that you have been duped by a scam broker, they will most likely not allow you to withdraw your funds when you request to do so. In this case, the best thing you can do is hire the fund recovery specialists at a chargeback company to take on your case and try to get your money back.&nbsp;</p>
<p>&nbsp;</p>
<h3>Be Safe and Stay Vigilant. Use a Chargeback Company if Needed.</h3>
<p>There are many legitimate brokerage firms out there who can help you turn your investments into good returns. However, it&rsquo;s important to be aware of the risks of different types of online investment scams and always do a thorough brokerage check before you send money to anyone.&nbsp;</p>
<p>Fortunately, even if you do get scammed, you may still have a good shot at retrieving your stolen funds by working with a chargeback company. These companies have years of experience dealing with all types of scams and fraud, and know what the right tactics are to use in order to increase the odds of getting your money back from the scammers.</p>
<p>If you&rsquo;ve fallen victim to a brokerage scam, contact one of the reputable chargeback companies listed on the <a href="https://top10chb.com/">Top 10 Chargeback site</a> today.</p>

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covid-vaccine-card-scams-fraud-that-will-shock-you (1)

Brokerage fraud is all too prevalent in today's world. Here is a simple guide to checking whether your broker is legit, and avoiding being scammed.

Easy Guide To Checking If Your Broker Is Legit | Top10

Easy Guide To Checking if Your Broker Is Legit

<p>As part of the global response to the Covid-19 pandemic, many countries are requiring that you show proof of vaccination (called vaccine cards or vaccine passports) to travel or do certain activities.</p>
<p>Once you get your vaccine, the provider gives you a card that you can show as proof of vaccination. Any subsequent boosters get added to the card to show you&rsquo;re up to date with all the latest requirements and recommendations. Only legitimate vaccine providers are able to provide valid Covid-19 vaccination cards upon receiving your vaccine.</p>
<p>Unfortunately, since there is a market for fake vaccine cards, scammers are out there creating fraudulent vaccine cards in various ways. They are then selling them to those who are unwilling to get vaccinated but want all the freedoms that come along with having a Covid-19 vaccine. Creating, selling, buying, or using a fax vaccination card is illegal, and anyone caught doing this will be punished &mdash; but this doesn&rsquo;t stop people from doing it.</p>
<p>As part of their Covid vaccine scams, the fraudsters sometimes steal your identity in order to be able to sell your vaccine card details. If this happens, they may also go even further and steal money from your bank accounts and credit cards.</p>
<h2>Examples of Covid Vaccine Card Fraud</h2>
<h3>Using Someone Else&rsquo;s Covid Card Details From Social Media</h3>
<p>One of the most common ways scammers create fake vaccine cards to sell is by stealing information off of social media.</p>
<p>Getting your vaccine is an exciting moment, and you may be tempted to show your support for the vaccine by posting a picture of your vaccine card on Instagram or Facebook. However, these cards often contain sensitive information that scammers can use to commit identity theft.</p>
<p>Many vaccine passports have your full name, your date of birth, and information about what vaccine you got and where you were vaccinated. This is all information that scammers can use to steal your identity and use it to create fake vaccine cards or even steal money from you.</p>
<p>For example, experienced fraudsters have ways of using your name and birth date to find out your social security number, which they can then use to open credit cards or other accounts in your name, ultimately leaving you with a pile of debt.</p>
<p>Another way scammers might steal from you using the information on your vaccine card is by contacting you and pretending to be someone who works for the place you got vaccinated. They can gain your trust by confirming details from your cards, such as the type of vaccine you got and the date you received it, and proceed to ask you for a deposit for your next dose or booster.</p>
<p>In short, as harmless as it may seem to show off your vaccine passport on social media, it can have serious consequences if the information it contains falls into the wrong hands.</p>
<h3>Forged Centers for Disease Control and Prevention Vaccine Cards Being Sold For Money</h3>
<p>Fraudsters are also commonly forging official vaccine cards from the Centers for Disease Control and Prevention and selling them through social media or other online outlets. Ironically, they are often scamming people who try to buy the cards as well by asking for advance payments and never sending them the cards or by requesting sensitive info that they can then use to commit identity fraud.</p>
<h3>Fraudsters Selling Blank CDC Covid-19 Vaccine Cards</h3>
<p>Another way scammers are taking advantage of the demand for Covid-19 vaccination passports is by getting their hands on packs of blank vaccine cards and selling them. The buyers can then fill them in with whatever information they want.&nbsp;</p>
<p>Fraudsters may even try to trick someone who really does want a vaccine into paying for a blank vaccine card. They could do this by saying you need to buy one to take it with you to your first vaccination appointment or as a backup in case you lose your original one or something else along those lines.&nbsp;</p>
<p>Or, scammers might claim to be official providers of backup vaccine cards that you can fill out and use to go to events and such, in order to keep your original safe and in good shape. The facts of the matter are that your vaccine card is the only official one you will ever be given unless you request a new one from the providers of your vaccine.</p>
<h2>How To Avoid Covid Vaccine Card Fraud and Scams</h2>
<h3>Never Post Your Vaccine Card on Social Media Without Hiding the Important Details</h3>
<p>If you&rsquo;re going to upload a picture of your vaccine passport to social media channels, make sure to edit it first by blurring or blacking out the sensitive information on it. Cover up things like your last name, your date of birth, and details about your vaccination. In other words, don&rsquo;t show anything on the card that had to be filled in to personalize it for you. A picture of your smiling face holding up your vaccine passport with all the details hidden is all anybody needs to see!</p>
<h3>Covid Vaccine Cards Are Free, so You Should Never Have To Pay for One</h3>
<p>There&rsquo;s no reason you should ever have to pay for a blank vaccine card or a duplicate or replacement vaccine passport, so don&rsquo;t believe anyone who tells you otherwise. If you&rsquo;re going for your first vaccination, the administrators will give you a card free of charge. If you happen to lose your card, you should be able to contact the organization that gave it to you in the first place for a replacement.</p>
<p><img class="img-fluid" src="https://media.top10chb.com/media/119/image_1.jpg" alt="" width="680" height="453" /></p>
<h3>Never Try To Buy a Card and Input Your Own Details</h3>
<p>All the official information on your Covid-19 vaccination proof must be entered by a professional authorized to do so. You might think you can just get a blank card and enter the details of your vaccine if you lost your original, but this would be illegal and could get you in serious trouble.</p>
<h3>If You Are Approached by a Covid Vaccine Card Scammer, Report Them To the FBI</h3>
<p>If anyone ever tries to approach you and sell you a fake vaccine passport, a blank vaccine card, or anything else like that, say no and report the scammers to the FBI. This helps stop such fraudulent activities to protect yourself and others from them in the future.</p>
<h2>If You Are Scammed by Vaccine Card Fraud, Approach a Chargeback Company To Help Get Your Money Back</h2>
<p>Were your vaccine passport details stolen off your social media and used to commit identity theft and steal from you? If so, a chargeback company may be able to help you recover some or all of your funds.</p>
<p><a href="https://top10chb.com/">Chargeback companies</a> consist of financial professionals and fund recovery specialists who know the ins and outs of all the different scams out there, including those related to Covid vaccine cards.</p>
<p>These fund recovery companies can track down the scammers and pressure them into returning your money, or getting your money back through other means, including credit card chargebacks. If you suspect you&rsquo;ve fallen victim to a Covid vaccine scam, don&rsquo;t hesitate to reach out to a chargeback company today for a consultation about your case.</p>

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covid-vaccine-card-scams-fraud-that-will-shock-you

The newest, and darkest Blackmarket fraud that is taking place surrounds Covid vaccine cards. How do they work, and how can you avoid Covid vaccine card fraud and scams?

Covid Vaccine Card Scams: Fraud That Will Shock You | Top10

Covid Vaccine Card Scams: Fraud That Will Shock You

<p>If you&rsquo;re an Apple user, the App Store is the only place you can download apps for your iPhone, iPad, or other Mac device, so you would hope it would be completely safe to do so.</p>
<p>However, Kosta Elftheriou is a developer who has committed a significant amount of time to exposing Apple App Store apps that are there to scam Apple users.</p>
<p>Keep reading to find out more about how untrustworthy App Store developers can scam you out of your money, and what you can do to get your money back if it happens to you.</p>
<h2>Isn&rsquo;t Apple a Safe Space To Buy Trustworthy Apps?</h2>
<p>Though Apple claims that all of the apps on its App Store go through a rigorous testing and verification process to ensure they&rsquo;re safe, it&rsquo;s been proven that malicious and scam apps have made their way onto the App Store time and time again.</p>
<p>Scammers know that most Apple users don&rsquo;t think they&rsquo;re at risk when they download App Store apps, and they take advantage of this trust to steal from unsuspecting Apple device users.</p>
<p><img class="img-fluid" src="https://media.top10chb.com/media/92/image1.jpg" alt="" width="640" height="427" /></p>
<p>This article is the story of one such case, so you know what the possible risks are of downloading any old app from the App Store and how to protect yourself.</p>
<h2>The Story Behind AmpME: Fake Reviews &amp; More</h2>
<p>Developer Kosta Elftheriou recently exposed an app called &ldquo;AmpME - Speaker &amp; Music Sync.&rdquo;</p>
<p>AmpME is an app that claims to boost the sound of music you listen to through your Apple device by syncing it with your friends&rsquo; phones, Bluetooth speakers, desktop PCs, and laptops. Allegedly, this would unite the devices into some sort of &ldquo;super speaker&rdquo; &mdash; all for free.</p>
<p>But, here&rsquo;s the catch: as soon as you download AmpME, it starts pushing you to sign up for a $10/month subscription, which is very hard to cancel once you do so and renews automatically.</p>
<p>A lot of apps charge subscription fees, so what&rsquo;s the scam? Well, AmpME has a strong App Store rating, but it has been shown to be based entirely off of fake reviews, which the company buys to make themselves appear legitimate and worth the prices they are charging.</p>
<p>For what the app actually does, spending $520 a year on it is an outrageous cost (not even Netflix costs that much!). And, as we mentioned, it&rsquo;s very hard to cancel the subscription when you realize you are paying for something that is a scam.</p>
<p>In this case, the sketchy app developers who created AmpME are hyping up a mediocre product, buying fake reviews, and pushing an unnecessary subscription service to trick unsuspecting Apple users into paying them exorbitant amounts of money, with little in return.</p>
<p>In fact, the company has reportedly made over $13 million dollars using its fraudulent tactics since the app launched in 2018.</p>
<p>Unfortunately, Apple has not removed AmpME (or other apps like it) from the App Store. This is just one example of how shady app developers take advantage of the App Store to make millions of dollars on faulty subscriptions and fake app downloads.</p>
<h2>Red Flags That Indicate an Apple Store App Is Fake</h2>
<p>The first thing you should look at when you&rsquo;re deciding whether or not an App Store app is legit is the reviews. You can often spot fake reviews because there will be long periods with only positive reviews &mdash; even the best apps have negative reviews mixed in with the positive ones.</p>
<p>If all you see is positive reviews, scroll through the reviews until you do&nbsp;find a negative one. These are usually going to be the most honest, and some will even call out all the other fake 5-star reviews.</p>
<p>Besides the quality of the reviews, you should also compare the number of reviews and the number of downloads with the release date of the app. If it was recently released, but has a huge number of downloads and tons of reviews, these are pretty good indicators that something fishy is going on.</p>
<p>If you ever have any doubts about the authenticity of an app, you should also do an independent Google search with the name of the app.</p>
<p>This will pull up articles and reviews from third-party sites, so you should be able to spot whether or not the app is committing any kind of fraud right away from the first page of Google. You can also research the app developer&rsquo;s name to try and find out how legit they are.</p>
<p>Another red flag of shady apps is lots of spam (in the app and/or to your email) pushing paid services, especially if you downloaded the app because it claimed to be &ldquo;100% free.&rdquo;</p>
<p>In some cases, malicious apps will even flood your phone with spam, such as pop-up ads and notifications, when the app isn&rsquo;t even open.</p>
<h2>How a Chargeback Company Can Help You Recover from an Apple Store App Scam</h2>
<p>In order to download a paid app or pay for subscription fees in an app you&rsquo;ve downloaded, you have to use a debit or credit card.</p>
<p>Fortunately, this means that you may be able to get money you&rsquo;ve lost to a scam BACK on your card through something called a chargeback.</p>
<p>A chargeback involves disputing certain fraudulent charges on your card by explaining the situation to your bank or other credit card issuer, usually in writing with all the evidence attached, and asking them to reverse the charges.</p>
<p>After they review the evidence and your case, they will make a decision about whether or not to approve your request and refund the money to your card.</p>
<p>Every financial institution has a slightly different process for chargebacks with unique sets of requirements.</p>
<p>Though it&rsquo;s possible to get a chargeback approved by going through the process yourself, many people have the best success rates working with a professional chargeback company.</p>
<p><a href="https://top10chb.com/reviews/">Chargeback companies</a>&nbsp;employ fund recovery specialists who have processed thousands of chargeback requests just like yours, so they know what they&rsquo;re doing and how to best present your case to get your money back.</p>
<p>If you&rsquo;ve fallen victim to an Apple Store scam, we recommend hiring a chargeback company to help recover your funds as soon as possible.</p>

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Developer Kosta Elftheriou exposes a scam app on the App Store, Find out more and what red flags you should look out for when downloading an app

IOS Developer Exposes Apple Store Scam Apps

The Latest Apple Store Scam - Exposed by a Developer

<p>Online shopping is a great way to save time and get items delivered right to your doorstep. But unfortunately, scammers know that people shopping online are often in a rush and capitalize on this to rip you off.</p>
<p>In this article, we&rsquo;ll tell you all about one of the most common ways fraudsters set up online shopping scams, so you&rsquo;ll have a better idea of how to protect yourself from online shopping scams.</p>
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<h2>What Are the Steps Scammers Take To Scam You Online?</h2>
<h3>1. Set Up a Fake Retailer Website Online or on Social Media</h3>
<p>The first thing perpetrators of an online shopping scam do is usually to create a fake retailer site or a fake social media profile to attract shoppers.&nbsp;</p>
<p>The page might be for selling anything, such as clothing, jewelry, electronics, luxury items, or any other hot online shopping items. Of course, none of the items they&rsquo;re selling are as advertised (if they even exist at all).</p>
<h3>2. Make the Website Look as Real as Possible</h3>
<p>When scammers launch their fake ecommerce stores, they try as hard as possible to make it look authentic.</p>
<p>They invest considerable time and energy in developing a site that looks and feels like a genuine retail site. In some cases, they copy existing sites and may even create similar URLs or steal logos from them.</p>
<h3>3. Put Expensive Items for Sale at Low Prices</h3>
<p>Once the online scam site is set up and functioning, the fraudsters start listing items for sale, typically at low prices that are too good to be true &mdash; because they are.&nbsp;</p>
<p>For example, they might list expensive name brand clothing at half price or offer deeply discounted electronics.&nbsp;</p>
<p>The scammers do this because they know online shoppers love a good deal, and that you&rsquo;ll be more likely to shop on their site if the prices are significantly lower than elsewhere.</p>
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<h3>4. Advertise the site</h3>
<p>Of course, it&rsquo;s very unlikely that you&rsquo;re going to stumble upon a fake shopping site on your own, so the online shopping scammers have to advertise it to get customers.</p>
<p>They often do this via social media, using paid ads and bots, for example. Or, they can purchase email lists and blast out thousands of marketing emails to shoppers&rsquo; inboxes. The ads or the emails contain links that take you directly to the online scam site.</p>
<h3>5. Immediate Payment Demanded via an Unusual Payment</h3>
<p>When you purchase something on one of these online shopping scam sites, it&rsquo;s common for the payment window to request payment using an unusual method, such as a money order, a preloaded debit card, or a wire transfer.&nbsp;</p>
<p>The scammers prefer these types of payment methods because they are harder to trace and not as regulated as things like credit or debit card payments.</p>
<p>In some cases, the sites might also accept credit card payments. This is the norm when the main purpose of the site is to collect credit card information from a large number of people, which can then be used to commit identity theft or make purchases using the stolen card info.</p>
<h3>6. Send Out Fake Items or No Items</h3>
<p>Once you make a purchase on an online scam site, you&rsquo;ll probably receive a confirmation email. The scammers want to string you along for as long as possible, so you don&rsquo;t realize that you&rsquo;re a victim of an online shopping scam until it&rsquo;s too late.</p>
<p>After waiting for your purchases to arrive, one of two things can typically happen. The first option is that you receive an item that you paid for, but it is clearly fake.&nbsp;</p>
<p>For example, you might buy a designer purse that&rsquo;s advertised as real and receive a cheap knockoff. The other possible outcome is that you don&rsquo;t receive anything at all.</p>
<h3>7. The Store Disappears</h3>
<p>The final step that all online shopping scams share in common is that the ecommerce site disappears after a short period of time. This usually happens once the scammers have collected sufficient money or data, or after they have been flagged as a scam site.</p>
<p>Once the site is gone, the scammers are very unlikely to get caught. In fact, they&rsquo;re probably setting up a new online scam site right after taking down the first one.&nbsp;</p>
<p>Fortunately, if you lose money to one of the many online shopping scams out there, it isn&rsquo;t necessarily gone for good&hellip;</p>
<h2>How a Chargeback Can Help You Recover From an Online Shopping Scam</h2>
<p>If you use your credit card to make a purchase and realize that you were the target of an online shopping scam, you might be able to <a href="https://top10chb.com/reviews/funds-recovery/" target="_blank" rel="noopener">get your money back through a chargeback</a>.</p>
<p>A chargeback is basically a way to dispute a fraudulent credit card payment through the financial institution that issued your card.</p>
<h3>The steps for most chargeback processes are as follows:</h3>
<ol>
<li>Contact your credit card company and ask about their chargeback policies</li>
<li>Ensure you are within the allowed timeframe for requesting a chargeback (usually a few months after the charge or after you realize you were scammed)</li>
<li>Write a letter explaining your situation and how you were scammed (including the dates and sums of fraudulent charges to your card)</li>
<li>Include as much supporting evidence as possible (e.g., emails from the fake site or messages from the scammers)</li>
<li>Wait for the financial institution to review your case and approve your chargeback (can take anywhere from a few weeks to several months)</li>
<li>Navigating the chargeback process can be complicated, and your card issuer might not always approve your case and give you your money back.&nbsp;</li>
</ol>
<p>To increase your chances of a verdict in your favor, consider <a href="https://top10chb.com/reviews/" target="_blank" rel="noopener">contracting the services of a chargeback specialist</a>.&nbsp;</p>
<p>Chargeback specialists are a type of fund recovery company that deal specifically with getting your money back through a chargeback after you&rsquo;ve been scammed online.&nbsp;</p>
<p>They know how to navigate the system and present your case in the best light possible in order to improve your odds of retrieving all your stolen funds.</p>

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Online shopping is great, unfortunately the internet is full of scammers. Learn how online shopping scams work & how to get your money back if you've been scammed.

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